What is Peer-to-Peer (P2P) Lending?
As the process of lending and borrowing through the traditional methods of banking systems grow tougher, consumers are now exploring new sources of funding. In the financial marketplace, peer-to-peer...
View ArticleI Don’t Need Life Insurance…Do I?
‘I don’t need life insurance!’ is a common refrain when I broach the subject to people I meet. I was of the same opinion before I joined the industry. In fact, I bought my first life insurance policy...
View ArticleThe Term
The SAFE-ACT (Security and Freedom Ensured Act of 2003) became fully effective this year. In short, the SAFE ACT requires every Loan Officer, who works for a Mortgage Broker, to register and obtain a...
View ArticleDefinition of the
Insurance contracts typically contain a definition of the “insured” under the policy. The contract must indicate the person or persons for whom the protection is provided. Several possibilities exist...
View ArticleHow to Stay Debt Free
A lot of people observe that staying debt free is a tough task no matter how much they try to cut back on expenses. To meet this challenge successfully, the answer is not necessarily additional income....
View ArticleBait and Switch in the Mortgage Industry
When you are ready to refinance an existing home or purchase a new one, it is as important that you find a trustworthy and competent Loan Officer or Broker, as it is the lender you choose to go with....
View ArticleBeware: Payday Loans Often are Not Dischargeable in Bankruptcy
In debt? Mortgage, car loans, credit cards and maybe even some payday loans? Well, don’t think bankruptcy necessarily will be a way out – at least not for the payday loans.Payday loans, also known as...
View ArticleThe Geography of Health Insurance Coverage in the United States
Though the rate of those in the United States without health insurance coverage has remained relatively stable over the last decade, rates vary after adjustments for age and other characteristics, and...
View ArticleDifferent Needs of Life Insurance
The various family needs that must be met if the family head should die are analyzed, and the amount of money needed to meet these needs is determined. The total amount of existing life insurance and...
View ArticleTricare Supplemental Insurance: The Facts
Tricare supplemental insurance helps active and retired military service men, women, and their spouses pay their Tricare coinsurance. Unfortunately, the US government does not pay 100% of every medical...
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